Renter's Insurance is a great, low cost way to protect your belongings and also provide you with liability protection.
A lot of people assume that their personal possessions are covered by their landlord's insurance. Not so. The landlord's insurance only covers the premises. For only a few pennies per day, renter's insurance can protect you from fire, theft, and even liability.
With renter's insurance even your old sofa will be replaced with a new one. If you need restoration of belongings, renter's insurance will cover that. Your insurance will also help pay for temporary housing should your home experience a mandatory evacuation, or need to be repaired.
Lastly,renter's insurance includes liability coverage in the event there is an injury to someone in your home.
Check with your local agent about renter's insurance---it's worth it!
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